Online Only

Approved by TREC in association with The Real Estate Business School(#544).

Real Estate Finance – Online Course

$125

Credits: 30 Hour(s)

Coming Soon!

Real Estate Finance

This course provides an introduction to residential real estate finance, including information on how to underwrite FHA, VA, FNMA and FHLMC loans. Understanding this information will help the student assist his or her buyer- and seller-clients from the initial meeting, through the closing proceedings with basic financing and loan-qualification questions.

In accordance with TREC rules Sections 535.71 and 535.72D, in this course, you will learn the basics of the different types of loans available, loan applications, appraisals, escrow, titles and credit reports, including qualifying for loan amounts and verifying income and assets.

Upon completion of this module, the student will know how to calculate loan amounts, estimate monthly payments, property taxes, hazard and mortgage insurance (for conventional, FHA and VA) and qualifying ratios and income.

Learning Objectives

Upon Completion of this course, the student will:

  • Understand the basic concepts of real estate financing, and the key terms involved
  • Know how to qualify a buyer for the most common types of loans
  • Be familiar with the use and function of escrow accounts
  • Know what a Mortgage Insurance Premium is
  • Know the underwriting guidelines and process
  • Be familiar with the three most common types of loans: Conventional, FHA and VA
  • Know the advantages and disadvantages of conventional loans
  • Know how to use conventional qualifying ratios
  • Know the advantages and disadvantages of FHA loans
  • Know about the differing FHA qualification ratios
  • Know the advantages and disadvantages of VA loans
  • Be familiar with VA eligibility and qualification periods
  • Be able to calculate the amount of VA entitlement used
  • Be able to calculate VA loan amounts and required down payments
  • Know the process and qualifications for assuming VA and FHA loans
  • Be familiar with other types of loans available
  • Know how to underwrite and close loans

All courses offered by at Texas Real Estate License School are approved by Texas Real Estate Commission (TREC) and are in association with St. Edward's University Professional Education Center (#0720) in association with The Austin Institute of Real Estate (#544)


Format Available:

Real Estate Online CourseOnline
All Texas Real Estate courses provided by Online Institute of America are ONLINE Self-Paced courses.

Note: Some courses may include PDF Textbooks and other material, but all examinations will be conducted online, at your convenience.


We're State Approved and Certified!

Our courses are provided by The Real Estate Business School (Austin Institute of Real Estate) (provider #701045); approved by the Texas Real Estate Commission as Correspondence

Real Estate Business SchoolTexas Real Estate Commission Seal of Approval


Certificate of Course Completion

Certificates of completion make it easier than ever to share your success and progress with the Texas Real Estate Commission (TREC) and your sponsor or employer. With each course you finish a new certificate of completion will appear in your account. The certificate includes your name, course title, credit hours, date of completion and our administrative coordinator signature.


Features & Benefits:

State Approved & Accredited!State Approved! Our courses are approved by the Texas Real Estate Commission (TREC) in conjunction The Real Estate Business School.

Trusted by ProfessionalsTrusted by Professionals
More than 50,000 real estate professionals have take our courses to get and renew their real estate license.
Customer SupportCustomer Support
Our friendly support staff is available 24-hours a day to assist you via phone, email or live chat.


Students love our courses!

5 Star Rating
I would definitely recommend using your program to anyone preparing to take the Texas Real Estate Agent and/or Broker exam. Thank you for your time and effort in creating this wonderful tool. - Bill U.

5 Star Rating
The prep was very effective and saved time and money for me as a busy realtor. The questions precise and study guide effective to mow through mounds of information especially for those like me who been out of college for quite a while. - Clement W.

5 Star Rating
As a result of using your program, I recently passed the state and national exams for my Salesperson license on the very first try! I was pleased to refer another young lady to your program at an orientation at the local board of realtors yesterday.

She is awaiting approval to take her test and is petrified. I assured her that your program works!
- J. Carter